Want to learn all about credit? Go to my brand new site where you can learn all sorts of things regarding credit, credit bureaus, etc, etc..You can even sign up for free weekly emails that will educate you on the whole credit industry.
Most people don't know that the US Government (through the U.S. Department of Agriculture), has a program that helps people purchase homes outside of major metropolitan areas around the country. Mostly, the program helps people buy homes in rural areas, as well as towns that are smaller than 50,000 in population. This is called the USDA Loan. Please see my web site on this program.
Rates are currently very attractive, and many families are considering refinancing there homes. A simple $75 montly savings can mean $10's of thousands of dollars in savings over the long term of your mortgage. We do not charge anything to give you an estimate on a refinance on your home. Please check out my refinance site.
You may have heard of the State of Texas Bond Programs? Some people call them Teacher Loans, Homes for Heros, etc.. This is actually true, there are programs that are funded by the Texas Legislature that enable qualifying Teachers, Police Officers, Firefighters, and select EMS people to use the program to purchase a home. However, at this time, the funds are depleted, and there is zero available to fund these programs. Sorry.